All photos · 37

Rural Tay

121 Maskinonge Road, Tay, ON L0K 2A0

$619,000

Beds

2

Baths

1

Type

Freehold

About this home

Discover affordable waterfront living on the breathtaking shores of Georgian Bay in the peaceful community of Victoria Harbour. Tucked away at the end of a quiet dead-end street, this charming 2-bedroom, 1-bathroom cottage offers an incredible opportunity to own a slice of Georgian Bay at an accessible price point - whether you're searching for a year-round home, weekend getaway, or family cottage retreat. Set on an impressive 76 x 294 ft lot with 76 feet of private waterfront, this property is designed for enjoying the outdoors. Spend your days boating, fishing, kayaking, or paddle boarding from the brand-new 100-foot dock (2024) leading to a spacious 180 sq ft waterfront platform. Relax on the sandy shoreline, cook in the outdoor kitchen, or unwind in the standout enclosed hexagon gazebo - a cozy all-season space perfect for morning coffee, evening drinks, games night, or enjoying waterfront views no matter the weather. The property also features a newly built bunkie (2025), three storage sheds, an additional gazebo, and a large 15 x 12 ft deck platform ideal for entertaining family and friends. Inside, the approximately 900 sq ft cottage is warm, welcoming, and full of character. The spacious living and dining area features a cozy gas fireplace and flows into the functional kitchen, while the separate family room with its own gas fireplace offers extra space to gather and relax after a day on the bay. Two comfortable bedrooms and a 3-piece bathroom complete the layout. Located just 1.5 hours from the GTA and only 10 minutes off HWY 400 for an easy cottage commute. Close to shopping, restaurants, marinas, parks, Tay Shore Trail, and everyday amenities, this is your chance to enjoy the waterfront lifestyle without the premium price tag often found on Georgian Bay. Affordable, private, and packed with outdoor features, this waterfront gem is a rare opportunity you won't want to miss.

Interior

  • · Water Heater Owned
  • · Carpet Free
  • · Primary Bedroom - Main Floor

Exterior

  • · Deck
  • · Fishing
  • · Year Round Living

Heating

  • · Other

Cooling

  • · None

Parking

  • · Private

Basement

  • · None

Room by room

Living Room

Main17'10" × 9'8"

Dining Room

Main12'11" × 9'7"

Kitchen

Main7'7" × 8'2"

Bedroom

Main10'0" × 18'6"

Bedroom 2

Main8'6" × 8'7"

Bathroom

Main

Family Room

Main8'2" × 8'7"

What it could cost monthly

Estimated monthly

$2,835

Principal & interest, per month


Mortgage amount
$495,200
Down payment
$123,800
Total interest paid
$355,188

Indicative only. Final terms depend on your lender, credit profile, and CMHC insurance if your down payment is under 20%.

A note from your agent

Alfred Martinelli

Broker

416-839-3599

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Listing data provided under copyright by the A00001796 and other participating boards via PropTx Amplify Syndication. Information is deemed reliable but not guaranteed accurate.

Room measurements deemed reliable but not guaranteed. Some values are sourced as metres and converted to feet for display.

Listing brokerage

COLDWELL BANKER THE REAL ESTATE CENTRE

Each office independently owned and operated.